Apple today began rolling out iOS 12.4 to all iPhone and iPad owners as a free software update. The new software can be installed by going to Settings > General > Software Update. From there, you’ll be able to download the install the updated OS. Be sure to plug your device in before going forward.
With iOS 12.4, Apple is including Apple Card support. In case you’re unfamiliar, Apple Card is the Cupertino company’s own credit card that offers attractive benefits so long as you’re comfortable staying in their ecosystem of devices. It originally debuted at Apple’s March 2019 keynote and is expected to launch this summer.
In addition to iOS 12.4, watchOS 5.3, macOS Mojave 10.14.6, and tvOS 12.4 are also rolling out to users.